Privacy Policy

Effective Date:

April 2024

Dingott Law Group PLLC dba Kardia Wills and Trusts

A. Introduction

Dingott Law Group PLLC dba Kardia Wills and Trusts

("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information.

Information We Collect

a)Personal Information:

When provided voluntarily by individuals, we may collect personal information such as names, addresses, email addresses, and phone numbers.

b)Non-Personal Information:

For statistical purposes, we may also collect non-personal information such as browser type, operating system, and IP address.

C.How We Use Your Information

We may use the collected information for purposes, including but not limited to:

a)Providing and personalizing our services. b)Processing transactions and delivering products. c)Sending periodic emails related to your orders or inquiries.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

D. Disclosure of Information

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as set forth in this Privacy Policy.

a)Third-Party Service Providers:

We may share information with third-party service providers who assist us in operating our website, conducting our business, or servicing you.

b)Legal Compliance:

We may disclose information when required by law or in response to lawful requests by public authorities.

Data disclosure laws vary between countries, and even within countries, they can be subject to federal, state/provincial, and local regulations. In the United States and Canada, data disclosure laws encompass a combination of federal and provincial/state regulations. I'll provide you with a brief overview of the major federal laws in both countries.

United States:

1.Federal Trade Commission Act (FTC Act):·Overview: The FTC Act broadly prohibits unfair and deceptive practices in commerce, including the unauthorized disclosure of personal information. ·Enforcement: The Federal Trade Commission (FTC) enforces the FTC Act.

2.Gramm-Leach-Bliley Act (GLBA):·Overview: Primarily applicable to financial institutions, GLBA requires these institutions to protect the privacy and security of consumer financial information. ·Enforcement: Various federal agencies, including the FTC, have enforcement authority.

3.Health Insurance Portability and Accountability Act (HIPAA):·Overview: Applies to protected health information held by covered entities and their business associates. It sets standards for the privacy and security of health information.·Enforcement: The Department of Health and Human Services (HHS) is responsible for enforcing HIPAA.

4.Children's Online Privacy Protection Act (COPPA):·Overview: COPPA regulates the online collection of personal information from children under 13. It requires obtaining parental consent.·Enforcement: The FTC enforces COPPA.

5.California Consumer Privacy Act (CCPA):·Overview: State-level legislation granting California residents specific privacy rights and imposing obligations on businesses handling their personal information.·Enforcement: The California Attorney General can enforce the CCPA.

Canada:

1.Personal Information Protection and Electronic Documents Act (PIPEDA):·Overview: Applies to private-sector organizations engaged in commercial activities. It regulates the collection, use, and disclosure of personal information.·Enforcement: The Office of the Privacy Commissioner of Canada (OPC) oversees PIPEDA compliance.

2.Provincial Legislation:·In addition to PIPEDA, some provinces have their own privacy legislation. For example, Alberta and British Columbia have their own private-sector privacy laws.

Please be advised these laws are subject to change, and new regulations may be introduced. Always consult with legal professionals to ensure compliance with the latest data disclosure laws that apply to your specific circumstances.

E.Cookies and Tracking Technologies

We use cookies to enhance your experience on our website. You can control cookies through your browser settings.

F.Your Choices

You have the right to access, correct, or delete your personal information. To do so, please contact us at

[email protected]

G. Security

We implement reasonable security measures to protect your information. However, no method of transmission over the Internet or electronic storage is completely secure.

H. Changes to this Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting to the website.

I.Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at

[email protected]

FAQS

Are a will and a living will the same thing?

No, what we usually refer to as a will is actually a Last Will and Testament. A Last Will and Testament goes into effect after you dies and specifies who you want to get your money and things. Last Will and Testaments are usually what are ready in books and movies when a person dies and everyone gathers to see if they are going to get the fortune.

A living will on the other hand, covers end of life care such as if you want a feeding tube if you are in a coma or do not wanted to be resuscitated if you have a terminal condition and lose consciousness.

What is the difference between a trust and a will?

A trust and a last will and testament are similar in that they both tell the world who (your beneficiaries) you want to get your money and things (assets) when you die. A trust however allows your beneficiaries to skip the court process of having your will validated. Assets described in a trust can be distributed without involving the court system which makes life quicker and easier for your family.

Do I really need a will or a trust?

Yes, you really need a will or a trust. Most people don't think they need an estate plan because they are not the rich woman in the movies who leaves everything to the cats instead of the butler. But in reality, most everyone needs an estate plan so their families can close bank accounts on their behalf, sell houses, and give away sentimental items to those who you wanted to have the items without the hassle of probate court or the conflict of your nieces fighting over jewelry and bedroom furniture.

How do I choose someone to take care of my child if I can't?

You need to nominate guardians in a will to get a say in who raises your kids if you are unable to due to illness or death.

How can someone take my kids to the doctor if I'm on a trip?

The best way to make sure your kids are taken care when you leave them with a caretaker is to have a medical POA naming the caregiver as someone who can make medical decisions for them on your behalf.

Email: [email protected]

Phone: 602-584-9303